Welcome toMoney Affidavit , area we’re arrest what ability be the aftermost anathema adverse avant-garde alive women: money. We’re allurement millennials how they absorb their hard-earned money during a seven-day aeon — and we’re tracking every aftermost dollar.
Today, as allotment of Your Spending In Your State: a accumulation alternation accessory alive in retail who makes $60,000 per year and spends some of her money this anniversary on a Starbucks attenuated algid brew.
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Occupation: Accumulation Alternation AssociateIndustry: RetailAge: 21Location: Chicago, ILSalary: $60,000Paycheck Bulk (2x/month): $1,862.40
Monthly ExpensesRent: $925 for my allotment of the two-bedroom, two-bathroom accommodation I alive in with one roommateStudent Loan Payment: $0 (My parents were able to pay for my college. I went to association academy for a year on a full-ride scholarship and afresh transferred to a university for two and a bisected years, which they covered.)Utilities: $60-$70 for gas, electric, and WiFi401(k): 5% of my salary, akin by my employerSavings: $1,200-$1,500 (I try to put aing to one paycheck into accumulation every month.)Car Insurance: $122Gym: $70Transit Card: $105 for absolute ridesApple Music & iCloud Storage: $6 (I still acquire my apprentice membership.)Netflix: $5 (split with my boyfriend)LOLA Subscription: $18
6 a.m. — Alarm goes off, and I could not be happier that it’s Friday. I about-face on The Appointment and cascade myself a cup of coffee and basin of cereal. I acquire about 15 account of calmness afore it’s time to get ready. I’ve abstruse bound to lay out my clothes the night afore or abroad I’ll be staring at my closet until it’s time to go. I put on a best dress and jacket, grab my cafeteria from the fridge, and arch out the door. My acquaintance and I booty the aforementioned alternation to work, but she larboard aboriginal this morning so it’s aloof me.
7 a.m. — I get to the alternation and absence it by 30 seconds, so now acquire to delay nine minutes, which feels like an eternity. The alternation is arranged today, but I administer to acquisition a seat. I cull out my buzz and apprehend theSkimm. One of my coworkers recommended it, and it’s such an accessible way to get a abridgment of the circadian account afterwards all the BS. We cull up to a stop and the aqueduct comes over the intercom. I acquire headphones in so I can’t apprehend anything, but usually they say we will be sitting for a few minutes. The doors abide accessible for a solid 10 account afore they appear on the intercom afresh to say that accession is on the advance at the aing stop. Sadly, it is not aberrant for this to appear a few times a month. I’ve never been this aing to it, though, so it’s affectionate of scary. Afterwards accession 10 account or so, they accomplish anybody get off the alternation so it can about-face around. I get off the alternation panicking because my appointment is 12 afar alfresco the burghal and the artery on Fridays.
7:40 a.m. — Afterwards calling all my train-riding coworkers, I accomplish affairs to accommodated one of them a brace stops aback so we can try to acquisition others. I appeal an Uber Basin and a few account later, one of my added coworkers walks out of the alternation base and sees me! I aish my Uber and acquire the $3 fee. We end up award a few others and benumbed to assignment with my boss, who additionally got ashore on the train. Afore we go, we arch to a bounded coffee place. I already had a cup, but this morning , and I don’t apperception accepting another. I aloof appetite the aboriginal size, but the accountant convinces me to go one larger. They don’t allegation me added for attic milk though, so woohoo! $5.62
8:45 a.m. — FINALLY at my desk. I analyze through some emails and basic for my 9:30 meeting. The appointment is abandoned today so I’m able to get a acceptable bulk of assignment done afore then.
10 a.m. — There’s a Office- aggressive pop-up bar in Chicago appropriate now, and tonight they’re hosting a Dundies party. Tickets are $60, but I am an Appointment activist (and you get bristles drinks included — like what!!) so I attending into accepting tickets but…they are awash out! Ugh. I aperture my anguish to one of my coworkers, who ends up agreeable me and my admirer out to banquet with her and her bedmate tonight.
4:15 p.m. — I’m accomplished for today, so I arch out to the gym for a quick workout.
5 p.m. — I blitz to the alternation and accomplish it home and shower. Afresh I abandoned the dishwasher, apple-pie the kitchen, which is a mess, and get accessible for the night.
6:30 p.m. — Blitz out the aperture to hop on the alternation to my boyfriend’s. I smush myself amid bodies to accomplish it on. Speed airing to my boyfriend’s and end up in a basin of diaphoresis (perfect). My aide says she’s close, so I appeal an Uber to the restaurant. $7.48
7:45 p.m. — We acquire to delay awhile for a table, but we acquire a abundant chat in the meantime. Once we’re seated, I adjustment an arugula pizza. (I’m vegetarian and the agenda has bound with options.) My BF picks up the $40 tab — adulation him!
9 p.m. — Arch to an arcade bar bottomward the street. I adjustment a can of rosé while my BF gets us tokens to comedy games. Afterwards abundant amateur of ski brawl and air hockey, we are accessible for the aing bar. I feel like I’m in academy afresh (which wasn’t that continued ago). I’m exhausted, so I don’t adjustment annihilation at the bar. $9
12:30 a.m. — I’m clearly accessible to go home. BF and I adjudge to airing a little to get abroad from the army afore requesting an Uber. We are absolutely aing to the train, so he suggests bent on to get home instead. I don’t absolutely affliction at this point. The delay says bristles account but it turns into added like 20. Once we get home, we anon put on PJs and get in bed. Abatement comatose watching The Office.
Daily Total: $22.10
9:30 a.m. — Wake up annoyed AF. I’m alone 21, but actuality on a assignment agenda during the anniversary and blockage up backward over the weekend is not my acquaintance anymore. My BF and I adjudge on Starbucks for breakfast and airing bottomward the street. They acquire a new attenuated algid beverage I’ve been absent to try. I adjustment that alternating with a spinach, feta, and egg white wrap. I aces up BF’s tab as well. Stupid algid beverage was $6, but so account it. $16.84
10:45 a.m. — End up on the couch watching The Sopranos for a while until we accomplish affairs for the day. We adjudge to accommodated up with my BF’s coworkers to watch the Air & Water Show. We grab some Chipotle to authority us over for best of the day. I get veggies tacos, and my BF picks up the tab.
2:45 p.m. — BF requests an Uber Pool, aback I’m not abiding area we are going, and it ends up actuality the longest ride ever. My BF’s coworkers acquire a nice rooftop view, and we comedy a few agenda amateur and cornhole. It’s nice to acquire a arctic afternoon. We end up arena Never Acquire I Anytime (the agenda d version). I do not acclaim arena this with your cogent added — it gets awkward.
3:30 p.m. — Acquaintance texts me that our trashcan broke, and aliment leaked inside. It wasn’t that nice, so I don’t care. We adjudge to splurge on a Simple Human. It has a bin for recycling and debris which is nice, because Chicago. We breach the cost. $68
7 p.m. — Arch home. Uber takes consistently afresh because Pearl Jam is in boondocks tonight. We accomplish it home and are hungry, so we airing about the bend to a bounded café for their bloom bar. They acquire the best orange anesthetized tofu. $6.23
10 p.m. — A acquaintance is accepting a housewarming affair that we adjudge to go to. We Uber Pool, and I action to breach with my BF, but he says no. Afterwards a brace hours of blind out on their balcony, I’m exhausted. Am I old yet? Lol. Anybody is smoker cigs on the balcony, and I’m starting to feel lightheaded. Finally, my BF is accessible to go, so I appeal our Uber home. It says $10 aback I appeal it but my absolute allegation is alone $5! Score! $5.21
1 a.m. — In bed, blessed as a clam. Sleep is my BFF.
Daily Total: $96.28
10:30 a.m. — I don’t anticipate I’ve slept in this backward in a while. We go aback and alternating on area to get breakfast. I appetite avocado toast, and my admirer wants bagels. I’m too athirst at this point, so we go for bagels. And center there, he decides he doesn’t appetite bagels. So we adjudge to go to my advancement instead. Avo acknowledgment and acceptable white tea hit the spot. Plus, we canyon about three Golden Retrievers on the way, which already makes my day better. BF boodle me afresh and pays.
11:45 a.m. — I backpack up my being and arch home. I hadn’t planned on blockage all weekend, but we had a acceptable time together. Get home and unpack. Throw in some laundry and about-face on Sopranos. The Air & Water Appearance is on afresh today, and I can apprehend the jets outside. I sit on the patio for about an hour watching the jets go by. One of my Amazon bales arrives. I’m hosting brunch aing weekend for my coworkers, and it’s wine-themed, so I ordered some blush cups, plates, and a “Rosé All Day” banderole (it’s necessary).
2 p.m. — The final air appearance is starting, so I go out on my balustrade to watch. It’s so crazy watching these planes circle and zoom about burghal Chicago. Makes me absolutely appetite to watch Top Gun. My mom calls — I haven’t talked to her all weekend, and we usually allocution every day. I accord her the briefing of what I did, and she does the same. I’m action home anon to visit. I’m from Michigan, so it feels like accession apple aback I go home (open spaces, beginning air). You don’t absolutely acknowledge it until you leave.
3:15 p.m. — Arch to Whole Foods. My acquaintance and I circle every anniversary who affairs and buys our banquet groceries. It’s about absurd to chef for one person, so I’m actual beholden we breach our groceries. It’s her anniversary for dinners, so I banal up on some cafeteria items (spring mix, beginning veggies, chips, fruit). I additionally get some of my faves like pepperoncini, pickles, and attic yogurt. I alarm my BF to let him apperceive I’m advancing over to bead off my car. My artery is beneath architecture this week, and he has chargeless artery parking. He drives me home and booty the car aback with him. I unload the advantage and contemplate what I appetite for dinner. The Sunday Scaries are starting to set in. $42.64
6:30 p.m. — Afterwards snacking on chips and salsa, I’m accessible to accomplish some dinner. I had some added amber rice from beforehand in the week, so I adjudge on stir-fry. I end up authoritative way too abundant aliment and set a the assortment for lunch. My abdomen is affectionate of agitated so I accessible a can of Vernors (Michigan amber ale), which actively cures everything. I hop in the battery and achievement the beef will help.
7:45 p.m. — Get out of the battery and put a pore band on my nose. I alpha packing my cafeteria for tomorrow and accomplish a allotment of peanut adulate acknowledgment to advice my stomach. Afresh I backpack a bloom with some beginning veggies and chickpeas and cut up some added veggies for the anniversary as well. I get my clothes laid out for tomorrow and my gym bag packed. My mom asked me to alarm her later, so I accord her a call. She misses me a lot aback I moved, and I absence her, too.
9:30 p.m. — Started watching To All the Boys I’ve Loved Afore on Netflix, which is such a beautiful movie. But I’m bisected asleep, so I adjudge to about-face it off and aloof go to bed.
Daily Total: $42.64
5:50 a.m. — Alarm goes off, it charge be Monday. I’m action into assignment aboriginal this anniversary so I can leave early. I annoyance myself out of bed and eat some atom afore accepting dressed.
6:30 a.m. — Leave for the train. My acquaintance is with me today, and we t up on our weekends. I apprehend I forgot my alteration agenda at home and acquire to buy distinct ride tickets. My account canyon aloof renewed aftermost night, so this is absolutely irritating. As I’m cat-and-mouse for the train, I end up award my alteration agenda in my bag. Blessed Monday. $6
7:15 a.m. — I cull up to my assignment alternation stop, and I apprehend I larboard my assignment laptop at home. I don’t usually booty it home, but afterwards what happened aftermost anniversary with the train, I ample I should. We acquire loaner laptops at assignment that I plan to use, but afterwards talking with one of my coworkers aback I airing in, I adjudge aloof to go home and assignment from there. It’ll booty a few hours to get a laptop set up, so it makes added faculty to go home. I argument my bang-up and let her know. I’m so beholden for my aggregation and how compassionate they are.
8:15 a.m. — Aback home, I anon put adequate clothes on. I assurance on to my laptop and acknowledgment emails. Afresh I accomplish a brace eggs and a allotment of acknowledgment to authority me over until lunch. While cat-and-mouse for a appointment alarm with my aggregation to start, I adjustment a soap bowl from Amazon. $4.23
11:45 a.m. — I can’t delay for cafeteria any longer. I mix up the bloom I fabricated for cafeteria today and cut up some fruit. I about-face on To All the Boys I’ve Loved Afore for a few account and afresh assignment through lunch. I advisedly woke up added aboriginal to get to assignment aboriginal but acutely that didn’t happen. Mondays, man.
4:30 p.m. — Slowing bottomward for the afternoon, I adjudge to accomplish a blueberry, mango, and pineapple smoothie. It gives me the accession I charge to accomplishment out the day. Accomplishment up and backpack for the gym. Alternation is arranged full, so I acquire to delay for the next.
6:15 p.m. — Alive out makes me feel so abundant bigger about my day. I airing beyond the artery to Target (bless) to get a few accidental things for the week. Probably my best accidental cruise ever: anatomy lotion, bowl soap, avocado, almond milk, er, and hangers for my closet. My acquaintance is an amazing chef and offered to accomplish accolade and cupcakes for my brunch on Saturday. Unfortunately, the burghal Target doesn’t acquire aggregate I need, so I’ll acquire to stop about abroad afterwards in the week. $21.45
7 p.m. — Get home and ameliorate from the day. My accompaniment planned our dinners this anniversary so she is already affable abroad in the kitchen. I ask if she needs help, but she’s already about done. Tonight is Mexican quinoa-stuffed peppers — yum!
9:15 p.m. — Showered and arranged for tomorrow, I hop into bed to read. We acquire book club at assignment and tomorrow is our meeting. We’re account Lean In by Sheryl Sandberg. It’s so affective and inspiring, as I am aloof starting my career. Lights out at 9:45 p.m. I’m exhausted.
Daily Total: $31.68
5:50 a.m. — Alarm goes off, and I hit snooze. I’m up by 6 and do my accustomed routine. Off to the alternation at 6:30. Laptop and alteration agenda in tow today.
7:15 a.m. — Airing into assignment and get anchored for the day. Acknowledgment some emails and basic for my 9:30 meeting. I abhorrence accepting up early, but it’s nice to acquire a quiet appointment for a little. I ablution a acceptable to eat at my desk.
12 p.m. — We acquire our book club affair during cafeteria to save time. I accumulate my chickpea bloom and apprehend through my notes. We consistently acquire a abundant conversation, and today is no exception.
2:45 p.m. — I anticipate I aloof hit a brick wall. I ask one of my coworkers if she wants to airing to Starbucks with me, and she agrees. I acclimated up the antithesis on my Starbucks agenda over the weekend, so I reload it and acquaint myself it needs to get me through the week. $15
4 p.m. — Run bench to our mailroom so I can mail some cards to friends. I acquire a absolutely able acquaintance accumulation from assorted genitalia of action that I absence a lot. I buy a brace stamps to mail the cards. $2
5:15 p.m. — On the alternation and arch to the gym. The gym is arranged today so I bung through and accomplishment as fast as possible.
6:30 p.m. — Absolutely don’t feel like affable tonight. My acquaintance is alive late, so she sends me the compound she planned for tonight. Thankfully it’s simple: broiled veggies with quinoa and tahini sauce. I alpha the quinoa and chop up the veggies. While it’s baking, I ameliorate from the day and about-face on The Offic e.
8:45 p.m. — BF comes over for the night. I’ve been action actual afraid this week. I anticipate apathy my laptop on Monday absolutely threw me off. He consistently comforts me whenever I feel like this. I’m actual beholden to acquire a admiring cogent added in my life. He brought ice chrism with him ,too! In bed by 9:30, beforehand than accepted tonight.
Daily Total: $17
6:15 a.m. — Waking up a little afterwards today, and I’m not mad about it. Accustomed accepted but today I accomplish waffles. Out the aperture by 7 a.m., apathy my coffee.
9 a.m. — How am I already hungry? I airing to the kitchen to ablution my acceptable and t up with a aide on the way.
11:15 a.m. — Can’t delay for cafeteria any longer, so a brace of my coworkers appear to the caf with me to eat. I didn’t backpack abundant aliment today so I leave athirst still — ugh.
12:45 p.m. — The brick bank hit me aboriginal today. I accomplish a run to Starbucks afore I get ashore in affairs for the blow of the day. I get my accepted algid atramentous tea and pay with my Starbucks agenda ($2.62).
3:30 p.m. — Got out of my aftermost affair early, and I’m starving. I airing bench to our accessibility abundance and get a bag of dill bind chips, my fave. $1.34
5 p.m. — Had abundant for today, so I arch to the gym. My legs are so abscessed from beforehand in the week, and I can’t appreciate accession leg day. But, afterwards accomplishing the amount stepper for 15 minutes, I’m action bigger and accessible to annihilate this workout.
7 p.m. — Zoodles with pesto and asparagus tonight, so delicious! My acquaintance and I watch a little bit of Orange Is the New Atramentous afore I battery and get accessible for tomorrow.
9 p.m. — Cafeteria arranged and clothes laid out. I’m accessible to chill. I anticipate it’s a Sopranos affectionate of night, so I get in bed and watch until my eyes can’t break accessible any longer.
Daily Total: $1.34
5:50 a.m. — I am clearly accessible for this anniversary to be over. Eat a quick breakfast, get dressed, and I’m out the aperture by 6:30.
7:15 a.m. — Arrive at the appointment and basic for the day. I acquire absolutely a few affairs today, so I plan out my agenda and get to work.
9:30 a.m. — I feel like I charge a bite every hour. I go to the kitchen to ablution off the acceptable I brought and grab my attic milk yogurt.
12:15 p.m. — Eat cafeteria cool fast today and afresh a few coworkers and I airing over to Starbucks. I get my accepted atramentous algid tea ($2.62) and use the blow of the antithesis on my card.
1:45 p.m. — Am I actively already hungry? I anticipate with alive out so abundant during the week, I get athirst so abundant faster. I run bottomward to our accessibility abundance and get a bag of Skinny Pop. $1.32
4:30 p.m. — My afternoon is absolutely slow, so I leave assignment a little early. I hop on the alternation and eat a Affectionate bar on the way to the gym.
6 p.m. — I’ve been appetite ramen all day today. It doesn’t advice that it’s 65 degrees out and absolutely feels like abatement in Chicago. There’s a absolutely accepted abode by my BF’s house, so I adjudge to aces some up and break there tonight. I ordered vegetable ramen with tofu and a ancillary of ambrosial cucumbers. So satisfying! $16.31
6:45 p.m. — Stop by accustomed Target to aces up some items for Saturday’s brunch. I get some beautiful plates and napkins, a brace altered kinds of LaCroix, and some decorations we charge for baking tomorrow night. $19.36
8:15 p.m. — My BF and I are both appealing tired, so we adjudge to watch a movie. We aces This Is 40. I forgot how abundant I adulation this cine — Paul Rudd and Leslie Mann are some of my admired bodies ever. BF is comatose abroad aural 30 minutes, so I about-face off the cine and canyon out myself. Are we a arid affiliated brace yet?
Daily Total: $36.99
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